Stablecoin

1. How are stablecoin loans defined?

Stablecoin loans at Neutron Lend are fully collateralized loans where users lock Bitcoin and receive USDt (Tether) as the borrowed asset. The value of the loan is calculated based on your BTC collateral and the agreed loan-to-value (LTV) ratio.

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2. Which stablecoins do you support?

Currently, Neutron Lend supports USDt (Tether). We are working to support additional stablecoins like USDC and regional options based on demand and network compatibility.

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3. Can I use stablecoins other than USDt?

For now, USDt is the only supported stablecoin for borrowing and repayments.

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4. Which network/blockchain do you support for USDt?

We support USDt on Ethereum and Tron Network.

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5. What if I use a different network/blockchain?

Please ensure that your wallet supports the correct blockchain version of USDt. Sending or receiving funds on the wrong chain can result in permanent loss. Always follow the wallet instructions shown in your loan dashboard.

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6. What happens in the event of a depeg?

In the unlikely event of a USDt depeg, we may temporarily pause new loan issuance and evaluate active positions based on real-time market data. Collateral security will remain unaffected, and users will be notified of any protective measures.

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7. Do I need to pass the KYC process for borrowing or investing in stablecoins?

At this time, Neutron Lend does not require KYC for borrowing using BTC as collateral. However, we may introduce optional or required KYC depending on regulatory requirements in specific regions or for higher loan limits.