NEUTRON LEND
1. What is Neutron Lend?
Neutron Lend is a Bitcoin-backed lending service that lets you borrow USDt (Tether) without selling your Bitcoin. Your BTC is used as collateral and secured through a non-custodial, 3-key multi-signature (multi-sig) wallet.
2. Do I keep control of my Bitcoin?
Yes. Your Bitcoin is stored in a multi-sig wallet with three keys:
🔑 One key is generated and held by you (in your browser)
🔑 One key is held by Neutron
🔑 One key is held by a neutral third-party custodian, used only in case of disputes
No single party can move your Bitcoin without agreement from at least two of the three.
3. How much can I borrow?
You can borrow between $1,000 and $500,000 USDt, depending on how much BTC you collateralize and the loan-to-value (LTV) ratio.
4. What are the interest rates?
Neutron Lend offers introductory interest rates between 6–12% APR.
Your exact rate depends on:
Loan amount
Loan term
BTC collateral ratio
All terms are shown clearly before you confirm your loan.
5. What loan terms are available?
Loan durations range from 1 to 12 months.
You can choose to:
Pay interest monthly, or
Pay everything (interest + principal) at the end of the loan term
Repayment method is selected at the start of the loan.
6. Do you rehypothecate my collateral?
No. Your Bitcoin collateral is never reused, loaned out, or rehypothecated. It stays locked in a secured multi-sig wallet until you repay the loan.
7. Is Neutron Lend available in my country (e.g., Indonesia)?
Yes, Indonesian users are welcome to join the waitlist. We're rolling out the product region by region, with Southeast Asia being a priority.
8. Do you require a credit check?
No credit checks are required. Your BTC acts as full collateral. We don’t ask for income verification or personal financial data.
9. Who provides the liquidity?
Neutron works with a network of trusted liquidity providers, including institutional and private partners who supply the USDt loans. These providers do not have access to your Bitcoin.
10. How is Neutron different from Strike Lend, Ledn, or Unchained Capital?
Feature
Neutron Lend
Strike Lend
Ledn
Unchained Capital
Custody
Non-custodial, multi-sig
Custodial
Custodial
Multi-sig (shared custody)
User control
You hold a key
No key control
No key control
Partial control
Rehypothecation
Never
Not transparent
Likely
No
Min. Loan Size
$1K USDt
$75K USDt
$500–$100K
$10K+
Interest
6–12% APR
Starts at 12%
9.9%+
~11–14%
Bitcoin-native
✅
❌
❌
✅
11. How do I get started?
Once invited, choose your loan terms
Deposit BTC into a secure multi-sig wallet
Receive your USDt loan
Make monthly or end-term repayments
Once repaid, your BTC is released back to you
12. How can I contact the Neutron team?
We’re here to help! Contact us through:
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